Like most people, I own several credit cards but I only maintain and use a few of them. As of my last counting, I have six all in all and I’m planning to cancel the 3 latest ones I received since 1.) They were sent without me applying for them 2.) Why would I pay for annual charge fees if I don’t really use nor I plan to use them? Actually, I’m doing this for control purposes so I won’t be tempted to shop and swipe madly. Lol!
There are actually several types of credit cards being offered nowadays. Among the popular choices recently are those 0% credit cards where one can avail 0% interest rate on any purchases made and those that offer introductory 0% balance transfers. Another type is the rewards card where earned reward points are redeemed towards items from their own catalogue. Well, owning a credit card has indeed its perks and advantages. It’s just up to the holder on how he/she manages the usage of it so as not to end up with a bad credit and choosing the right type of credit card maximizes the benefits and perks of owning one.
There are actually several types of credit cards being offered nowadays. Among the popular choices recently are those 0% credit cards where one can avail 0% interest rate on any purchases made and those that offer introductory 0% balance transfers. Another type is the rewards card where earned reward points are redeemed towards items from their own catalogue. Well, owning a credit card has indeed its perks and advantages. It’s just up to the holder on how he/she manages the usage of it so as not to end up with a bad credit and choosing the right type of credit card maximizes the benefits and perks of owning one.
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