Husband: I dreamt I was laid off and you lost all your credit cards
Woman: That wasn't a dream. That was a nightmare!
1. Do an honest evaluation and talk about each other's finances
- Lay down what each of you has to offer and come together where you both stand because your financial lives will collectively become one.
2. Figure out the expenses that your financial standing can afford and how to budget.
- Your lifestyle as a couple, the monthly expenses like rent, utilities and the like must be considered. Make an agreement how your salaries (if both of you are working) will be saved, partitioned (like who pays on what).
3. Plan out a savings goal
- This goes to goals like properties to be acquired in the future (house, car, etc), children's education, and business.
4. To handle emergencies, obtain an insurance
- Study thoroughly and get the best deal on insurance. So spend some time perusing all those disability, health and term life insurance quotes from a reputable insurance agency.
5. Prioritize marriage
- Don’t let anything especially money come between the two of you. Work on your marriage and make it your top priority at all times. No amount of salary will make your marriage solid but quality time and open communication will.
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