I guess everyone is with me when I say that life, economically, is getting harder each day. It's not surprising whenever news says that the currency trading (peso versus dollar) is not getting any better each day and prices of commodity are high-rocketing . There may be slight change with the peso's daily standing but it's not so stable. In fact, no one is ascertained how's economic life ahead since the world economy is so inconsistent. With this situation, we don't have a choice but just be prepared for the future. And for me, preparing for the future simply means "SAVE".
There may be plenty ways of saving for the future but in my opinion, the most significant and effective method is cutting back on expenses that are least of our priorities. Let's say in our case, hubby and I have been drooling over several gadgets like new mobile phones, a DSLR cam and a new laptop but with the anticipated Holiday expenditures, we can't have all of our whims at the same time. So what we do is organize our shopping list and prioritize those that are must-haves at this time. Of course, I can't say that shopping is forever ceased, I might freak out if that happens. But there is a term called "frugal shopping". One can be an economical shopper by spending wisely on a cheaper yet quality product. For example, you need a new pair of eyeglasses, you can skip on expensive prescription eyeglasses as there are cheap and stylish frames that you can order online. Zenni Optical has prescription eyeglasses for as low as $8. So cheap yet design and quality wise are topnotch. The reason why their eyeglasses are cheap because they don't have middlemen to retail their products so wholesale prices are directly offered to their clients. So in this case, it doesn't really hurt to search first and compare prices before buying or shopping on impulse.
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